It's a Start

INTRODUCTION:

I'm new to the blogging world but have come across a circumstance in my life that truly merits the dedication of my time and effort to form this blog. Hopefully, this will be a therapeutic exercise that will help me deal with my frustrations (and hopefully my experiences will help other consumers in the future).

For those of you reading that would like to get right to the subject, I'll throw you a bone: This entire blog is about my fight against a conglomerate of debt collectors owned by Sherman Financial - specifically Sherman Acquisitions, LVNV Funding, and Resurgent Capital Services.

But for right now, let me get the thank you's and legal mumbo-jumbo out of the way...

ACKNOWLEDGEMENTS:

First off, I have to give major credit to Christine over at http://www.creditsuit.org/ for publishing such a monumental piece of consumer rights blog. Her dedication to stripping away the sugar-coating on the debt-collection industry lit a similar fire deep within me. Thank you Christine!

Next, I'd like to thank all of the members of my favorite debt collection discussion forums for the knowledge that they have given me to fight these thugs: http://www.infinitecredit.com/, http://www.debtorboards.com/, and http://www.artofcredit.com/ (now defunct). Both have been instrumental in showing me just how WRONG my credit report was.

I'd also like to thank consumer advocate Bud Hibbs at http://www.budhibbs.com/ for standing up for us little guys and giving us the courage to shout "YOU CAN NOT DO THAT!" straight into the faces of our tormentors. And big thank you to the attorneys that run http://www.myfaircredit.com/ and http://www.myfairdebt.com/ for arming all of us consumers with the legal cites to help defeat these guys in a courtroom.

And finally, I’d like to thank pandmel from the old ArtofCredit days, who took the time to walk me through the set up of my own blog – without him this content wouldn’t be here.

Well...enough of the mushy stuff...now onto the legal stuff, which like the removal of a band-aid is best dealt with directly and quickly.

LEGAL DISCLAIMERS:

1. I am in NO WAY affiliated with or endorsed by the Sherman Family of companies, which includes, but is not limited to Sherman Financial, Sherman Acquisitions, LVNV Funding, and Resurgent Capital Services.
2. I am NOT an attorney, and do not claim to give legal advice. Please seek the help of an attorney licensed in your state prior to attempting anything you might read about on my blog.
3. I do not advocate anyone avoiding your debts, as there is both a moral and legal obligation to make good on your promise(s).
4. I am not a Credit Repair service. I do not guarantee that the results that I have attained will match the results of others. I am only laying my experiences out there for others to see and do with as they see fit.

FOR ANY ANTAGONISTS:

You might not like what you read about in my blog, but every single word that I say here is backed up by cold, hard documentation. If there is an error in my posting, please be so kind as to forward written proof of my mistake and I will make no hesitation to change my blog. Be forewarned that baseless threats will not be tolerated and will be vigorously defended.

Also, the use of your copyrighted tradename(s) is a legal right afforded to me under 17 USC 107, so go suck cold turkey!